We Do the Home Loan Shopping So You Don't Have To
As true mortgage brokers, we rank dozens of lenders daily to find the right loan at the best rate possible for our clients
With the recent radical run up in mortgage rates, you're likely shopping around for a better interest rate story than what you're being told by another mortgage professional. It’s very important that you speak with someone that keeps a very close watch on what is being offered from various local banks and lenders. I know on any given day what’s being offered and when you call me, I’m going to be prepared to offer you something better than what they can get elsewhere. That’s how a broker operates as opposed to a direct lender or a bank. We have considerable flexibility with respect to our pricing structure and can often offer the public a mortgage rate that cannot be beat elsewhere.
I will add that one of my questions when I interview a prospective client is whether or not they have an existing private banking relationship. If they do, I will suggest they call their banking representative and get a quote directly from that source first and then call me. Some relationships like this will often offer below market rates and it may be what’s best for the consumer ultimately.
And what’s best for the consumer is all that really matters.
Centrally located in Petaluma on Petaluma Blvd, we are one of the few pure mortgage brokers in the area with wholesale home loan pricing. We take all of the stress out of what can be a very stressful process.
We cover all of Sonoma County, including:
Rohnert Park, Cotati, Sebastopol, Penngrove, Guerneville, Forestville
For buyers and those that need to refinance:
Specifically for home buyers:
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If you speak with a bank or local “direct” lender, you are limiting yourself to the loan products that they have. We are approved to do business with dozens of different lenders which gives us access to a multitude of products so we can find the best fit for your unique financial situation. This gives us a massive advantage over the competition whether it’s FHA, VA, Conventional or a Jumbo home loan that fits your needs.
America’s Home Loans operates in the wholesale channel of mortgage providers, giving us amazing pricing power over banks and other lending options. We take your scenario and put it through our software to find the best priced wholesale mortgage lender for your benefit. It’s an amazing tool and a huge advantage for our clients.
We offer state of the art technology for our clients, along with that old-fashioned approach to communications. We provide a fabulous app for your phone or tablet where you receive updates when each milestone in the home loan process has been reached and you always have a click-to-call button should you have any questions so you can easily find your loan officer. Communication in our industry is sadly lacking, but not here.
Our shop is at the “top of the food chain” in the home-loan business. Our people are the most experienced and best trained anywhere. If you have a difficult financial picture, we’re ready for you. Whether you need advice for credit improvement or you’re self-employed, our experienced staff is here to help with your mortgage needs