Scott Lawson

Loan Officer

NMLS: 312312

707-763-7900

Scott Lawson Loan Officer

Petaluma Mortgage Broker

We Do the Home Loan Shopping So You Don't Have To

 

As true mortgage brokers, we rank dozens of lenders daily to find the right loan at the best rate for our clients

 

Couple receiving their keys

Features

Products:

If you speak with a bank or local “direct” lender, you are limiting yourself to the loan products that they have. We are approved to do business with dozens of different lenders which gives us access to a multitude of products so we can find the best fit for your unique financial situation. This gives us a massive advantage over the competition whether it’s FHA, VA, Conventional or a Jumbo home loan that fits your needs.

 

Pricing:

America’s Home Loans operates in the wholesale channel of mortgage providers, giving us amazing pricing power over banks and other lending options. We take your scenario and put it through our software to find the best priced wholesale mortgage lender for your benefit. It’s an amazing tool and a huge advantage for our clients.

 

Process:

We offer state of the art technology for our clients, along with that old-fashioned approach to communications. We provide a fabulous app for your phone or tablet where you receive updates when each milestone in the home loan process has been reached and you always have a click-to-call button should you have any questions so you can easily find your loan officer. Communication in our industry is sadly lacking, but not here.

 

People:

Our shop is at the “top of the food chain” in the home-loan business. Our people are the most experienced and best trained anywhere. If you have a difficult financial picture, we’re ready for you. Whether you need advice for credit improvement or you’re self-employed, our experienced staff is here to help with your mortgage needs

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Benefits
 

  • A strong pre-approval written by a professional Petaluma mortgage broker (local). This you can take to the bank–literally
  • An in-person educational experience where you will learn everything about buying and financing real estate
  • A lifelong mortgage and real estate advisor that you will likely call a friend 

 

Calendar for appointments

Book an Appointment

The best way to get started and have all of your questions answered is to set an appointment--either in person or on the phone. Check availability and secure your time slot today.

Get Your Appointment

Products We Offer

 

  • Mortgage Refinance - Both rate and term, and cash out options are available. 
  • Reverse mortgage - A fantastic loan option for folks 62 and older. 
  • Conventional Mortgages - Fannie Mae and Freddie Mac loans. These are the most common home loans in America
  • FHA Mortgage - A very flexible home loan product that comes in handy when needed
  • VA Mortgage - Military veterans--thank you for your service! A certified VA Mortgage Broker is on staff
  • Jumbo Mortage Loans - Home loans above the county conventional loan limits. We have many to choose from
  • Bank Statement Loans for the self-employed - When tax returns just won't get the job done
  • Specialty loans for the investor - Debt Service Coverage Ratio (DSCR) loans. Only the property rental income and expenses are considered for loan approval along with the borrower's credit profile
  • Construction loans - Construction to permanent loans are available
  • One-close construction renovation loans - Perfect for the "fixer upper" project
  • Commercial Loans
  • Bridge Loans - Short term financing to avoid having to sell your current home when simultaneously buying another
  • Land Loans